Whether you’re driving a rental car because you’re on business, vacation, or your car is being repaired in the shop, if you are in an accident, figuring out how to pay for the damages may be confusing. While any car crash can result in complicated civil litigation, the aftermath of a rental car accident often tends to be quite involved. This is true for catastrophic rental car accidents and minor accidents alike.
If you were injured in a rental car accident in Virginia Beach, having your case reviewed by an attorney can help you learn more about your rights and your ability to recover compensation. Ron Kramer is a Virginia Beach car accident attorneywho can help you with a personal injury claim aimed at securing the most compensation possible.
How are Damages from a Rental Car Accident Paid?
Due to the state of Virginia being a tort state, victims of accidents can hold negligent parties accountable for the harm they suffered. For rental cars, there are several considerations as to who and how the damages are paid when an accident happens.
Anytime that you rent a car, the agent helping you with your rental is going to ask if you would like to purchase additional insurance coverage for the time you will have the vehicle. You are under no obligation to purchase the coverage but if you want to give yourself an extra layer of protection, it may be a good idea to spend a bit more for the temporary coverage.
When an accident happens in a rental car and the driver has the insurance coverage that was offered by the rental car company, paying for the damages may go a bit smoother than without the coverage. In this situation, it is possible that all of the damages sustained will be covered. This can include injuries, damages to the vehicle and other personal property, and more. At the very least, the coverage should pay for some amount of the damages that result. Though, most of these temporary policies do not cover everything and can still leave you with a hefty bill.
Otherwise, your own personal insurance may cover the costs of the damages from your crash. How much of the total costs will be paid for by your insurance largely depends on your policy and the coverage you purchased. This means that while your personal insurance may apply to a rental car accident in Virginia, there is the potential that it may not pay for everything. Also, you may have to pay the costs of your policy’s deductibles before your insurance picks up any of the tab.
Potentially, if you did not cause the accident, the at-fault party that did could be held liable, and their insurance coverage may apply.
Speak with a Virginia Beach Car Accident Attorney Today
Managing the aftermath of a car accident can be complex. Doing so with a Virginia Beach catastrophic injury attorney can be very advantageous for victims. To learn more about how to obtain compensation after a car accident in Virginia Beach, please call Virginia Beach Injury Law to schedule a free consultation at (757) 802-4662.