Questions to Expect from Virginia Beach Car Accident Insurance Adjusters

Written by: Virginia Beach Injury Law

Feeling frazzled and stressed after a car accident is a normal response to what is a shocking experience. If you were recently in a car crash and sustained injuries, the level of distress you feel can increase substantially. Managing these emotions can make it very difficult to think straight. This is exactly what insurance adjusters hope for because they know that if they can speak to you right after your accident and you feel this way, you are more likely to give them the information they need to devalue your personal injury claim.

In the state of Virginia in 2020, the Virginia Department of Motor Vehicles reports that there were 105,600 total car accidents. There were 791 of these crashes that were fatal and 34,056 were injury accidents. Every day someone is affected by a Virginia Beach car accident. When one of these devastating events happens it is important to connect with a qualified and skilled Virginia Beach car accident attorney as soon as you can. The insurance adjuster will be calling you and will be armed with plenty of probing questions. You can calmly let them know that you have an attorney representing you and that is who will handle communications. This lets the insurance company know right away that you are serious about your claim and that you will not be taken advantage of.

What Questions Do Virginia Insurance Adjusters Ask?

There is no set number of questions that an insurance adjuster in Virginia will ask nor are there any mandatory ones. In general, though, there are many specific types of inquiries that an insurance adjuster will make of victims who were in a Hampton Road car accident. While some of the questions are fine to answer, many should be handled by your attorney. The insurance adjuster is not asking you questions about your accident because they are concerned for your well-being, instead, they want to get you to tell them facts that will hurt your case. 

If you have never been in a car accident in Virginia Beach, then it is highly likely that you are not familiar with the line of questioning that comes by way of insurance adjusters. It is important to be familiar with what types of questions you will be asked so that you can respond appropriately. These questions are some of the most common:

  • What was the make, model, and year of the car that you were driving when your crash happened?
  • When did your accident occur? Date/time.
  • Are you the registered owner of the automobile that you were driving when the crash happened?
  • How are you feeling, were you hurt in the crash?
  • What direction were you driving before the crash took place?
  • Were you wearing your seatbelt while you were driving?
  • What were the weather conditions at the time of the crash?
  • Did you call the police and if so, did they come to the crash site and write a report?

Talk with a Virginia Beach Car Accident Attorney Today

Many victims of Virginia Beach automobile accidents are unaware that they do not have to answer all of the questions asked of them by insurance adjusters. There are many things that can hurt your claim including what you say. The insurance adjuster will be searching to find anything that they can to avoid having to pay you for your damages. To protect yourself, call the Hampton Roads automobile accident attorney at Virginia Beach Injury Law today to schedule a free consultation at (757) 802-4662.

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